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Arabic

Search Results for housing-need

Article
The role of real estate bank loans in addressing the housing crisis under the initiative of the Central Bank of Iraq for the period (2016-2021)

Aya Ahmed, Mohammed Saleh

Pages: 227-237

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Abstract

 The problem of the housing sector is considered one of the most important problems that the Iraqi society has suffered from since the fifties of the last century, for several reasons, such as the large and rapid population increase that occurred in recent decades, and the accompanying large-scale migration from rural areas to city centers, and reasons related to the political, economic and security conditions.  In addition to the weakness of the financing system due to weak financing policies supporting housing, as the crisis increased due to the growing housing need, which is estimated at about (3) million housing units, so the Central Bank pursued an unconventional monetary policy to activate the real economic sectors, including the housing sector, in order to alleviate the severity of the crisis  housing in Iraq, and the Real Estate Bank has played a major role in providing real estate loans and alleviating the housing crisis under the initiative of the Central Bank of Iraq.

Article
Application program and performance budgeting in some sectors in Iraq based on the Egyptian experience

Ameer Abdulrahman, Adi Ali

Pages: 177-193

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Abstract

The research aims to clarify the mechanism for implementing the program and performance budget and its importance as a modern tool for financial reform by adopting the descriptive approach and the case study approach by reviewing the Egyptian experience in implementing this type of budget, in addition to designing a proposed model for implementing the program and performance budget in three ministries (Electricity, Construction and Housing, and Health) in line with the Iraqi national strategic objectives. The research showed that the success of the Egyptian experience in implementing this budget requires a clear institutional structure, integration between planning, financing, and implementation, and the availability of advanced information systems. The research also showed that ministries such as Health, Electricity, and Construction and Housing have appropriate capabilities for the gradual implementation of the program and performance budget, especially with the presence of projects that can be evaluated and performance monitored. This requires an explicit legal and legislative framework that requires the adoption of the program and performance budget, which is considered one of the fundamental obstacles facing implementation in Iraq.

Article
The possibility of designing, providing and monitoring training services in accordance with ISO 29993:2017: A case study in the Training and Development Center of the Ministry of Construction, Housing and Public Municipalities in Iraq.

فرقان Hasan, أريج Khaleel, حفصة Hussein

Pages: 84-98

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Abstract

This research aims to test the possibility of designing, providing and monitoring the training service in accordance with the requirements of clauses (8, 10, 13) of ISO 29993:2017 in order to know the size of the gap between the requirements of these clauses of the standard and the actual reality in the training and development center of the Ministry of Construction, Housing and Public Municipalities. Which was chosen as a research sample. The research adopts a case study approach using the Check List as a data collection tool. Statistical methods were used to obtain the research results, represented by (the arithmetic mean and percentage to determine non-conformity and the actual size of the gap). The check list included Three axes, which are as follows (designing the training service, providing the training service, monitoring and evaluating the training service), as they are considered the main stages of the training process. The research reached a set of conclusions, the most important of which is that there is a gap between the actual reality of the researched center and the requirements of clauses (8, 10, 13) of the specification, as the total gap reached (34%) and is due to several long-established reasons that were diagnosed, while the percentage of conformity reached (66%). This is due to the center’s interest in the requirements of providing the training service.

The research recommended the necessity of applying the requirements of learning service providers outside formal education in accordance with ISO 29993:2017 to ensure the provision of high-quality training services and giving importance to the subject of documentation by directing departments to document all the operations they carry out in accordance with procedures, work instructions, or records to prove application.

Article
A comparison between the simple kriging and the ordinary kriging methods for predicting the spatial distribution of the percentage of pollution SO4 in wastewater in Iraq

ميس Al-Bayati, عدي Al-Anbuge

Pages: 2-15

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Abstract

This search deals with the use of geographical statistics in estimate proportions of unmeasured pollution with chemical inorganic SO4  in governorates of Iraq except Kurdistan regional,   by using some  univariates  kriging models in spatial prediction by using simple kriging model and ordinary kriging model depending on the measured true data with their coordinates by using ARC10.4.1 and estimate the function value in one point from the close points . by using some semivariogram models (stable, spherical, exponential and Gaussian).and by using the more fitting from them. And by predictive mapping for pollution indications. the comparison was made by five criteria for spatial error indications those are (mean error, root mean square error , mean standardized error ,root mean square standardized error ,average standard error)the study found that ordinary kriging model by using semivariogram function of stable type was the best model for pollution data SO4.the SO4 pollution has been estimated in the un measured points(Ninawa , Salah Al-diyn Al-djyl ,Diyala , Karbala Al-Manfhan , Karbala Muharram eayshih ,Basra Al-Faw) the study showed  that SO4 pollution increase whenever we go towards south of Iraq

Article
The effect of the information of quotes received from the supporting authorities on the tax inventory: Applied research in the General Commission of Taxes

غفران Kamel, محمد Ibrahim

Pages: 115-124

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Abstract

This research is about a statement of the event that information related to recidivism and its dimensions of (saving data, investing time, justice, justice, corruption, administrative corruption, discovering tax evasion, stimulating the media, the efficiency and completeness of information and the right time), and the descriptive analytical approach has been adopted.  In light of it, the questionnaire was designed as a tool for those responsible for collecting data for the study, based on the statistical program (SPSS V.18), and the search for a related relationship with statistical significance for housing information in support was found to remove the impact of the information of the supporting bodies collectively or individually in the tax inventory 

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Entrepreneurship Journal for Finance and Business

College of Business Economics at Al-Nahrain University

Print ISSN: 2708-8790 | Online ISSN: 2709-4251

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