Abstract
the Iraqi economy suffers from many problems, it is necessary to go to the banking sector to achieve economic growth, Financing productive projects, mitigating and addressing economic problems, especially the problem of the budget deficit, through the issuance of treasury bonds and debt instruments and granting loans and through the use of financial policy tools such as taxes, in order to achieve economic and social goals, It works to adapt the relationship between the levels of public revenues and public spending, and that the banks' goal is to achieve the highest rate of economic and social well-being by reducing the budget deficit, reducing the burden of public debt, reducing the deficit in the trade balance, and reducing unemployment rates Where banks contribute to revitalizing the stock market by buying stocks and bonds, as the bank has become an indispensable institution in any economic system