The impact of digital payments on the financial services sector through consumer behavior: A survey study of a sample of students from the University of Babylon. Entrepreneurship Journal for Finance and Business, [S. l.], v. 7, n. Special 6, p. 308–326, 2026. DOI: 10.56967/ejfb20261001. Disponível em: https://ejfb.journalpath.com/ejfb/article/view/644. Acesso em: 12 nov. 2026.