The Impact of Financial Technology Usage on the Profitability of Iraqi Banks and Its Implications for Urban and Regional Planning: An Applied Study for the Period 2023–2025. Entrepreneurship Journal for Finance and Business, [S. l.], v. 7, n. Special 5, p. 187–202, 2026. DOI: 10.56967/ejfb2026961. Disponível em: https://ejfb.journalpath.com/ejfb/article/view/604. Acesso em: 12 nov. 2026.