The Impact of Digital Finance on the Effectiveness and Efficiency of Intellectual Capital in Service Institutions: An Applied Study at Imam Al-Kadhum University College of Islamic Sciences. Entrepreneurship Journal for Finance and Business, [S. l.], v. 7, n. Special 4, p. 140–150, 2026. DOI: 10.56967/ejfb2026925 . Disponível em: https://ejfb.journalpath.com/ejfb/article/view/553. Acesso em: 12 nov. 2026.