The impact of universal banks on financial inclusion: A Study on the Malaysian Model. Entrepreneurship Journal for Finance and Business, [S. l.], v. 7, n. Special 1, p. 207–222, 2026. DOI: 10.56967/ejfb2026611. Disponível em: https://ejfb.journalpath.com/ejfb/article/view/47. Acesso em: 21 jul. 2026.